Personal Loans
For income from RM1,800 with flexible tenure between 6 months and 5 years.
iKasih Credit • Licensed Personal Loans
Licensed moneylender (WL6283/03/12) since 2003. We help customers understand requirements, supporting documents and repayment commitments before applying.
For income from RM1,800 with flexible tenure between 6 months and 5 years.
Special rates from 2.8% p.a. for government and GLC employees.
Combine credit cards or other loans into a single, lower monthly payment.
*Initial review can be fast, but approval, rates and eligible amount remain subject to assessment, complete documents and income verification.
Compare our personal, government servant, and debt consolidation loans to see which one suits you best.
Flexible personal financing for emergencies, children’s education, home upgrades, or business capital. No collateral is required, with a clear digital process and fast initial review for complete applications.
Loan Amount
RM 3,500 - RM 1,000,000
Tenure
12 - 108 months
Interest Rate
From 3.5% per annum
Special financing for civil servants with rates from 2.8% p.a. Automatic salary deduction with no guarantor required.
Loan Amount
RM 5,000 - RM 150,000
Tenure
24 - 108 months
Interest Rate
From 2.8% per annum
Combine credit card balances, personal loans, and other debts into one lower monthly payment at a more competitive rate.
Loan Amount
RM 10,000 - RM 200,000
Tenure
36 - 108 months
Interest Rate
From 3.8% per annum
Submit the online form in 5 minutes
Upload the required documents
We verify your information
Funds are disbursed after final approval and complete documentation
Penyelesaian kewangan yang sesuai untuk setiap keperluan anda
Pinjaman peribadi untuk pelbagai keperluan seperti perubatan kecemasan, pendidikan anak, ubah suai rumah atau modal perniagaan kecil. Tanpa cagaran, dengan proses digital yang jelas dan semakan awal pantas untuk permohonan lengkap.
Jumlah
RM 3,500 - RM 1,000,000
Tempoh
12 - 108 bulan
Kadar
Serendah 3.5% setahun
Pinjaman khas untuk penjawat awam kerajaan dengan kadar faedah serendah 2.8% setahun. Bayaran melalui potongan gaji automatik, tanpa perlu penjamin, tertakluk kepada syarat dan semakan kelayakan.
Jumlah
RM 5,000 - RM 150,000
Tempoh
24 - 108 bulan
Kadar
Serendah 2.8% setahun
Gabungkan hutang kad kredit, pinjaman peribadi dan komitmen lain kepada satu pelan bayaran bulanan yang lebih tersusun. Kesesuaian produk bergantung pada profil hutang, dokumen dan kemampuan membayar balik anda.
Jumlah
RM 10,000 - RM 200,000
Tempoh
36 - 108 bulan
Kadar
Serendah 3.8% setahun
4 langkah asas untuk memahami pilihan dan melengkapkan permohonan anda
Isi borang online
Muat naik dokumen
Kami sahkan maklumat
Selepas kelulusan akhir