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Licensing, Consumer Rights & Compliance

Key information to help you verify the company, understand your rights and use official complaint channels

KPKT License

Ministry of Housing and Local Government

License Number

WL6283/03/12

Status Check

Please verify the official record and licence validity through KPKT channels

Service Area

KL & Selangor

Licensed moneylending operations are subject to the Moneylenders Act 1951 and the disclosures required by the relevant authority.

SSM Registration

Companies Commission of Malaysia

Registration Number

628347-U

Year Established

2003

Entity Type

Private Limited Company

The company is registered under the Companies Act 2016. Customers are encouraged to verify documents and official channels before making a decision.

Core Borrower Rights

  • Receive information that is not misleading before making a decision
  • Receive a copy of the agreement and payment receipts through the proper process
  • Avoid signing blank forms or surrendering original documents without lawful need
  • Use the official KPKT complaints channel for issues involving licensed moneylenders

Advertising & Public Disclosure

  • Advertising by licensed moneylenders is subject to the relevant advertising permit requirements
  • KPKT sample advertising format states that interest must not exceed 18% per annum for unsecured loans and 12% per annum for secured loans
  • Any false or misleading representation may be reported to KPKT

Verify Licence

Verify records through i-KrediKom or official KPKT channels.

KPKT Complaints

Complaints relating to licensed moneylenders may be submitted through the KPKT SISPAA channel.

New Credit Policy

Malaysia is moving towards broader consumer credit oversight under the Consumer Credit Act 2025, and public disclosures should continue to be updated in line with applicable legal requirements.

    KPKT License & SSM Registration | iKasih Credit